Call Analytics
Farheen 1007
2026-01-28T16:48:15Z

Customer Details

Customer Name NA
Loan Type NA
Disposition DISPUTE

Call Scoring

7.0/ 100

Overall score
Greetings 0/10.0
Verification / Negotiation 1.0/45.0
Empathy & Tone 6.0/15.0
Disposition 0/15.0
Closing 0/15.0
Fatal 0/-75.0

Call Details

Telecaller

Telecaller Talk Time --
Telecaller Talk % --

Customer

Customer Talk Time 9s
Customer Talk % 23.6%

Cost Snapshot

Billing assumption · Rs 2.00 per minute
Total Call Cost Rs 1.37 Duration · 41s Duration · per-minute rate
Wasted on Dead Air Rs 1.04 Dead air · 31s Dead air mins · rate

Conversation Summary

Emotion balance & outcomes
😐 Neutral 100.0%

The customer called to report an overcharged payment. The agent acknowledged the customer's concern regarding the payment discrepancy. The next step is to investigate the overcharge.

Telecaller Sentiment

Positive0.0%
Neutral100.0%
Negative0.0%

Customer Sentiment

Positive0.0%
Neutral100.0%
Negative0.0%

POSITIVE CONVERSATION

The brief interaction indicates an attempt to communicate and address a payment, demonstrating a collaborative effort to resolve a customer service-related query.

Hello, my just payment over to you personal. Your payment. Ha, right, five.

NEUTRAL CONVERSATION

A significant portion of the call consists of phone ringing, and initial greetings are purely procedural without any discernible emotional tone.

Ringing sound. Hello. आपण कॉल करत असते.

NEGATIVE CONVERSATION

No instances of hostile, rude, frustrated, or angry delivery were observed throughout the call.

No negative sentiment detected.

Sentiment by Section

Opening Neutral · 100.0%

Pos
0%
Neu
100.0%
Neg
0%
Telecaller
Pos
0.0%
Neu
100.0%
Neg
0.0%
Customer
Pos
0.0%
Neu
100.0%
Neg
0.0%

Negotiation Neutral · 100.0%

Pos
0%
Neu
100.0%
Neg
0%
Telecaller
Pos
0.0%
Neu
100.0%
Neg
0.0%
Customer
Pos
0.0%
Neu
100.0%
Neg
0.0%

Tone and attitude narrative

Emotion

Dominant Emotion Composed
Reason

The agent speaks with an even tone, balanced pitch, and consistent pace, maintaining emotional control throughout the brief interaction with no signs of agitation or disengagement.

Attitude

Interpersonal Tone Confident
Reason

The agent's delivery is clear, steady, and assured, indicating professionalism and control without overt warmth or other strong emotional cues.

AI Insight for Telecaller

Strengths

What went well

2 points
  • The agent maintained a clear voice and professional tone during the brief interaction.
  • The agent acknowledged the customer's stated concern regarding the payment overcharge.
Opportunities

What needs work

5 points
  • Failure to adhere to essential call opening protocols, including greeting, self-introduction, company identification, purpose of call, and call recording notification.
  • No attempt was made to identify or verify the customer's details at the beginning of the call.
  • Dispute handling was minimal, limited to acknowledging the issue without further probing or outlining initial resolution steps.
  • Absence of expressed empathy or apology, particularly after the customer raised a payment concern.
  • Lack of probing or negotiation skills to understand the root cause of the overcharge or to explore solutions.
Next steps

Recommendations

4 recommendations
  • Provide mandatory training on call opening procedures, ensuring the agent consistently includes all required elements: greeting, self-introduction, company name, purpose of call, and call recording notification.
  • Implement a refresher course on customer identification and verification protocols to ensure all agents understand and apply these critical security steps at the start of every call.
  • Conduct targeted coaching on effective dispute handling, emphasizing active listening, empathetic responses, asking clarifying questions, and clearly outlining the next steps for resolution.
  • Organize a workshop focused on developing empathy and advanced active listening skills, including techniques like paraphrasing and emotional validation, to better connect with and reassure customers during challenging interactions.

Customer Strategy & Plan

Behavioral cues to reuse on the next call

Behavioral Snapshot

Emotion

Composed

Attitude

Confident

Behavioral Profile

Customer is direct and clear about the perceived billing error, initiating contact to resolve an overcharge.

Repayment Outlook

Tendency Low
Reasoning

The customer initiated the call to report an overcharge, implying they believe a payment was made incorrectly or excessively, and are seeking resolution rather than making a payment.

Recommended Follow-ups

  • Acknowledge and validate the customer's concern regarding the overcharge.
  • Gather specific details of the alleged overcharge, including transaction dates and amounts.
  • Clearly explain the process for investigating and rectifying billing errors.
  • Escalate the issue to the appropriate billing or support department for investigation.
  • Provide the customer with a clear timeline and next steps for resolution.

Section Breakdown

Scores, rationales, and evidence

Opening 0/10.0

3 rubric items
Call Recording line

The agent failed to inform the customer that the call may be recorded or monitored.

The call recording notification was not present in the transcript.
0/2.0
Customer Identification

The agent did not attempt to verify the customer's identity or confirm account details.

No customer identification or verification attempt was made.
0/4.0
Greeting , Self Introduction ,Introduction of Company & Purpose of call

The agent did not greet the customer, introduce themselves, state the company, or state the purpose of the call.

Agent: aapne call kara tha?
0/4.0

Verification / Negotiation 1.0/45.0

6 rubric items
Creating urgency & informed consequences for delaying payment

The agent did not get to the stage of discussing consequences or creating urgency as the conversation was derailed by the customer's concern.

No evidence of creating urgency or informing consequences.
0/10.0
Dispute Handling & Resolution

The agent acknowledged the statement 'payment overcharge?' but the transcript ends immediately after. Minimal effort was made to handle the dispute beyond acknowledging it.

Customer: Hello, mera payment overcharge hua hai.
1.0/5.0
Followed PTP & Claim Paid Guidelines and take complete commitment

No payment commitment or PTP was discussed or secured as the customer raised an issue first.

No commitment was taken as the conversation was interrupted by a dispute.
0/10.0
Linkage of Previous Conversation/ Mention of Due date, Due Amount.

The agent did not reference any prior interaction, due date, or outstanding amount.

Agent: aapne call kara tha?
0/5.0
Probing/Negotiation skills

The conversation ended immediately after the customer stated an overcharge. No probing or negotiation tactics were attempted by the agent.

Customer: Ha, overcharge hai.
0/10.0
Q-Reason for Delequency?

The agent did not probe for the reason for delinquency because the customer immediately raised a dispute/issue about an overcharge, stopping the typical collection flow.

Customer: Hello, mera payment overcharge hua hai.
0/5.0

Empathy & Tone 6.0/15.0

3 rubric items
Active listening & Acknowledgement

The agent repeated the customer's key concern ('payment overcharge') which shows minimal acknowledgement, but no paraphrasing or deeper validation was provided in this short snippet.

Agent: payment overcharge?
2.0/5.0
Empathy/Apology

No expressions of empathy or apologies were made by the agent in the provided short transcript.

No explicit evidence of empathy or apology present in the transcript.
0/5.0
Personalization/ Voice/ Clarity & Rate of Speech/Tone and Voice Modulation

The agent's speech was clear, and the tone seemed professional, though personalization cues are absent in this very brief opening exchange.

Agent: aapne call kara tha?
4.0/5.0

Disposition 0/15.0

1 rubric item
Disposition

The call ended abruptly before any resolution or closing procedure could take place.

0/15.0

Closing 0/15.0

3 rubric items
Asked for the call back date and time for payment

The agent did not attempt to secure a commitment for payment date/time as the call did not progress to that stage.

The agent never asked for a callback date and time for payment.
0/5.0
Summarization

No summarization occurred because the interaction ended before any resolution or next steps were established.

The agent did not summarize any key points, next steps, or agreements made during the call as the conversation was cut short at the beginning.
0/5.0
Thanking Customer

The call was not closed, so no closing pleasantries were exchanged.

The agent did not thank the customer or close the call politely; the transcript ends abruptly after the customer states the issue.
0/5.0

Fatal 0/-75.0

3 rubric items
3RD PARTY DISCLOSURE

No unauthorized third-party disclosure occurred.

0/-25.0
MISCOMMUNICATION/WRONG INFO

The interaction was too short to determine if any misinformation was provided.

0
RUDE BEHAVIOR

No rude behavior detected.

0/-50.0

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